Terms and Conditions

Acceptance of These Terms

By accessing or using NerdCalc, you agree to these terms and to any posted policies referenced here. If you do not agree, do not use the site or the calculators.

What NerdCalc Provides

NerdCalc publishes free calculators and explanatory content for finance, health, transportation, and related planning tasks. The site is intended to help users compare scenarios, understand formulas, and make better-informed decisions.

No Professional Advice

Calculator outputs are estimates and may depend on assumptions, input quality, public reference data, and the timing of updates. They are not medical, legal, financial, tax, engineering, or other professional advice. You should use your own judgment and consult a qualified professional where the stakes require it.

Accuracy, Assumptions, and Limits

We try to keep formulas, descriptions, and reference material current, but we do not guarantee that every result is complete, suitable for every scenario, or free of error. Public data can change, regulations can change, and user inputs can change the meaning of a result. Use the calculator as a decision aid, not as an absolute source of truth.

Some tools use public guidelines or external reference data. Where that matters, we try to explain the method, note the assumption set, and show a verification context on the page itself.

Definitions And Scope

These terms apply to the NerdCalc website, its calculator pages, support pages, mobile layouts, embedded components, and any related content we publish under the NerdCalc name. References to the site include both the content you read and the interactive calculator tools you use.

User Responsibility

You are responsible for checking that your inputs are correct, that any result makes sense for your situation, and that you understand the assumptions behind the calculation. If a decision is sensitive, regulated, or expensive, verify the result independently before acting on it.

Advertising And Third-Party Services

NerdCalc may display advertising through third-party providers such as Google AdSense. Those providers may use cookies, mobile identifiers, or similar technologies to serve ads, limit frequency, measure performance, and in some cases personalize advertising.

Where legally required, we rely on consent controls and privacy messaging to manage ad-related data use. Additional details about cookies, advertising, and data handling are available in our separate Privacy Policy.

If you want to reduce personalized advertising, you can use the controls provided by your browser, Google Ads Settings, or applicable industry opt-out tools when available.

Cookies And Browser Data

We may use cookies and similar technologies for essential site functionality, remembering preferences, analytics, and ad delivery. Some calculators also use browser storage to preserve session state or recent tool usage. You can manage cookies through your browser settings, but some parts of the site may not work as expected if you disable them.

Acceptable Use

You agree not to misuse the site, attempt to disrupt it, scrape it at harmful scale, reverse engineer its private implementation, inject malicious code, or use the calculators in a way that violates applicable law or third-party rights.

Feedback And Suggestions

If you send us ideas, corrections, or product suggestions, you agree that we may use that feedback without obligation to compensate you. We may incorporate, edit, or ignore suggestions as we see fit while improving the site.

Intellectual Property

The site design, text, layout, code, branding, and non-user-generated content belong to NerdCalc or its licensors unless stated otherwise. You may use the calculators for personal, educational, and internal business planning, but you may not copy the site wholesale, redistribute the content as your own, or republish the pages without permission.

Third-Party Links

We link to third-party sources, reference materials, and external websites. We do not control those sites and are not responsible for their availability, content, accuracy, policies, or practices. Review the terms and privacy policies of any third-party service you interact with.

No Warranties

The site and its content are provided on an "as is" and "as available" basis to the fullest extent permitted by law. We do not promise uninterrupted access, perfect accuracy, or a particular result from using the tools.

Electronic Communications

When you contact us through the site, submit a support request, or otherwise communicate electronically, you consent to receive responses and notices in electronic form where appropriate.

Service Availability

We may change, suspend, or remove any calculator or supporting page at any time. We may also change UI, formulas, data sources, or ad placements when needed for maintenance, quality improvements, or policy compliance.

Limitation Of Liability

To the fullest extent permitted by law, NerdCalc is not liable for indirect, incidental, special, consequential, or punitive damages arising from your use of the site, your reliance on a calculator result, or the temporary unavailability of the service.

Indemnity

If your use of the site causes a claim, dispute, or loss because of your violation of these terms or misuse of the service, you agree to defend and indemnify NerdCalc to the extent permitted by law.

Changes To These Terms

We may update these terms from time to time. When we do, we may revise the effective date and publish the updated version on this page. Continued use of the site after changes are posted means you accept the updated terms.

Severability

If any part of these terms is found unenforceable, the remaining sections will continue to apply to the extent permitted by law.

Contact

If you have a question about these terms, advertising disclosures, or a site policy, please use the Support page.

This page is a general site policy template and is not a substitute for review by your own legal counsel or compliance advisor.